Who needs this:
You have car
insurance in your name or you are on someone elses insurance
You have NYS vehicle
insurance
You will get or be put onto NYS vehicle insurance within the next few
months
You need it for your job
You have accumulated 11 or more points on your driving record within
the last 18 months
You have a pending traffic court case and you might go over 11 or more
points within the last 18 months
You have a CDL license
You have or are
about to acquire a TLC license
Your drive for
Uber or Lyft
A traffic court lawyer suggest that you
take it
A court mandates that you take it
If it can prevent you from
getting your license priveleges suspended
Who does not need this:
You do not have NYS vehicle insurance and do not plan to get any in
the near future
and/or
You have less than 11 points on your license within the last 18 months
or
If
having points on your license will not affect you job
or your ability to get a job
or
You do not have a NYS drivers license
Note: Having points on your license in most cases is only a big deal
once you go over 11 points within 18 months for a non cdl license or
over points for a cdl license or if having any points on
your license could affect your job or your ability to get a job.